Finding the finish
and equipment
of the car

with the registration
or the VIN serial number

4.7

out of 1339 Google reviews

3 things to keep in mind for your car insurance

There are almost 40 million vehicles on the road in France and almost as many people have car insurance, however, despite its presence, car insurance is sometimes a product that is not well understood by most drivers.

Car insurance is compulsory

No one is entitled to own or drive a motor vehicle if it does not have third-party insurance.

Indeed, the insurance code and its article L211-1 are formal, in case of failure to comply with this obligation, you could be fined €3,750 and have your driving licence suspended.

Did you know that? Even if your car is in the garage, it must be insured even if you do not drive it

Third-party cover does not protect you from damage!

If you are insured as a minimum (according to the legal obligation described above), you should know that third party motor insurance is only a third party liability cover.

This means that the latter will be able to take financial responsibility for the damage you may inflict on others, but the coverage of your own damage is not included in the latter, nor even the damage caused by fire or natural disasters...

Fortunately, insurers now have a portfolio of insurance products They offer improved third-party insurance that covers, at a minimum, non-accident claims such as glass breakage, theft, fire, etc.

Beware of low car insurance prices

Car insurances offering competitive rates usually have a much higher deductible than in more "traditional" contracts.

The deductible is a sum of money, generally a lump sum, which you must pay in order to obtain financial coverage from your insurer in the event of a claim (whether or not it is responsible, depending on your insurance policy).

Sometimes it may be more beneficial to choose an economical offer with a high deductible, this may be the case if you do not drive much and your driver's liability contains very few at-fault accidents, otherwise, pay attention to the amount indicated in the contract.

The best reflex for choosing the right car insurance It is still possible to compare offers or to regularly request quotes online to renegotiate your rate with your current insurer